Enter a salary. See income tax, National Insurance, student loan and pension broken down to the pound, on 2026/27 rates.
Take-home pay a year
£0
Proportion of gross pay kept versus deducted.
| Where it goes | A year |
|---|---|
| Take-home | £0 |
| Income tax | £0 |
| National Insurance | £0 |
| Student loan | £0 |
| Pension | £0 |
Assumes tax code 1257L, standard personal allowance, relief-at-source pension and no other income. Scottish rates, tax-code parsing, salary sacrifice and bonuses are handled in the app. Estimates only, not financial advice.
An iOS app is on the way: Scottish bands, every student loan plan including Plan 5, salary-sacrifice modelling and side-by-side comparison of two offers. Rates update in the app whenever the Budget changes, without waiting for an update.